How to recognize and address mental health issues like depression and anxiety.
It was during a regular weekly visit to her mother when Judy sensed the alarm bells in her mind turn on. First, it was unlike her mother to leave the thermos of fresh butternut squash soup untouched, but she would have written that off as the result of a late breakfast. When the conversation moved toward the upcoming wedding of Judy’s son, however, and her mother shrugged and then muttered: “I don’t think anybody really wants the old grandma to attend”, her shoulders grew tense.
This was a clear indication that something was going on.
Why Seniors are commonly targeted for scams and how to prevent them.
Josh’s Story
Josh, a jolly and on-the-ball great-grandfather of two didn’t take the time to let anyone know where he was heading. The caller from the Social Security administration office had provided him with clear instructions as to where the balance he owed for taxes unaccounted for in 2021.
He was no fool, and quickly searched for the number the call had come from, confirming that it was indeed a government agency and not a jokester. Next, he headed for the local checks cashing to wire the money over before returning home to walk his dog. It was a significant sum, but everybody knew that no amount of money was worth messing with the IRS. It was only in a casual conversation with his son two weeks later that Josh realized he’d been duped.
Government imposters. Sweepstakes and lotteries. Robocalls and computer tech support are just some of the scams targeting seniors.
While many fraud scams of 2024 involve software downloads and remote entry to technological devices, the senior community is still hugely targeted by old fashioned phone scams.
Documents you will typically need to submit when applying for Medicaid
If you’re getting ready to begin the process of applying for Medicaid coverage for yourself or your aging loved one, collecting and submitting the required documents is a significant task.
Below is a general outline of what you can expect Medicaid to require when you apply. Of course, additional documentation may be requested based on the specific state you are applying in and your personal and financial circumstances.
Categories of Documentation
At least one document should be provided to support each of the following categories. For a complete listing of required documentation, check out our printable documentation checklist here.
If you’ve made the decision that your loved one requires long-term nursing home care, you are likely aware that the complexity of caring for a senior loved one is likely only matched by the financial details in relation to their care.
Let’s explore the elevated costs of Nursing home care as well as the available pay options.
Medicaid Eligibility is complex and varies from state to state. Therefore, many myths about financial and personal factors determining a senior’s eligibility status have been established. Yet, despite many inaccurate beliefs about the program, with the right knowledge and planning resources, Medicaid can often fund nursing homes and long-term care for seniors who believe themselves to be ineligible.
Below are five common misconceptions about Medicaid eligibility and the truth about these claims.
It was a miracle her husband was nearby when it happened.
Suzanne was pulling a bottle of coke from the fridge when she suddenly stopped short. Her left foot, planted between the fridge and its open door, refused to move back to where it belonged. The fridge door hung wide open as she stared in horror at her worn sneaker, attached to an immovable leg.
To make matters worse, her lips refused to form the words she wanted to say to alert her husband.
Thankfully, he took in her clumsy position and terrified expression and reached out to grab her unsteady hands. Her husband quickly pulled a chair over, and Suzanne sank into it weakly.
It was a miracle that he realized what was going on and dialed 911 immediately.
When the EMTs arrived, they immediately recognized a mini-stroke had occurred. At the Emergency Room, a medication that halts the progression of the stroke thankfully prevented the symptoms from progressing.
The Shock Factor
Looking back, there were signs.
Suzanne was diabetic and overweight, which resulted in her limiting her physical activity due to discomfort. She always drove to social events and usually placed steady supermarket and household orders online.
Although she wasn’t aware of it, her blood pressure was also high, another common risk of stroke and heart disease.
Heart Disease and Stroke are common and understandable fears for seniors and their caregivers. When they hit, it is usually with no warning and its symptoms and recovery are often extensive.
At the heels of February – which is American Heart Month – let’s explore the common signs and prevention tips for heart attacks and strokes.
The Risk Factors
It’s often unpleasant and sometimes practically difficult for aging individuals and their caregivers to remain consistent about physical checkups. However, it is an investment well worth it.
Aside from common risk factors usually detected at routine physical examinations, there are lifestyle factors that contribute to the risk levels as well.
The Medicaid application process sometimes requires legal advice and the assistance of an attorney. Senior Planning Services does not provide any legal advice or services. You may wish to consult with an attorney concerning your Medicaid application.
