Author: sps

Four Fascinating Health Benefits Of Coffee – National Coffee Day 2022

Post author By sps
Post date September 29, 2022

National Coffee Day got me thinking about the health benefits of coffee. After researching a bit I found some fascinating results, which I am eager to share with you.

1. Coffee can help increase one’s energy level and make them less tired. Caffeine is a stimulant in coffee which is responsible for warding off sleep and providing increased alertness.

2. Coffee can reduce the risks of Alzheimer’s disease and Parkinson’s disease. There are antioxidants in coffee that may prevent brain cell damage. Antioxidants may also boost the effects of neurotransmitters related to cognitive skills.

3. Coffee also lowers the risk of developing Diabetes. It has not been pinpointed which components in coffee contribute to the decreased risk of Diabetes. Some believe it’s a combination of antioxidants and other nutrients in coffee. However, one should be mindful that drinking coffee should not take away from healthy eating habits and exercise to reduce the risk of Diabetes.

4. Coffee is good for the liver, studies have shown that coffee can prevent people from developing non-alcoholic fatty liver disease (NAFLD) as well as alcoholic cirrhosis, which generally comes from a large quantity of alcohol intake.

Coffee may provide many health benefits, however too much of one thing is not good. As my grandfather used to say, “A little bit of everything and not too much of anything will help you live a balanced and healthy life”. I’ll say the same thing for coffee drinking. A moderate amount of coffee each day can boost your energy and have positive health benefits.

Happy National Coffee day 2022!

*Nothing in this blog should be taken as Medical advice. All information in this blog is for reference purposes only. Speak with your healthcare provider before making any medical decisions based on this article.

Caregiving Health and Wellness

Driving as we age

Post author By sps
Post date May 18, 2022

Seniors and unsafe driving

As concerned and well-meaning children, we’re faced with the difficult and unenviable position of broaching a sensitive topic with our elderly parents or loved ones. One of the hardest to navigate conversations is to convey to an older adult that it might be time to retire their Driver’s License and start looking for other means of transportation. The last thing we want to do is procrastinate and push off the important conversation for a different time.

Many signs indicate it’s no longer safe for someone to operate a vehicle, and while the signs will vary significantly from person to person, here are some common ones to look out for:

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Will Mom have to sell our family home to qualify for Medicaid?

Post author By sps
Post date March 5, 2021

As David’s mother Betty aged, her health rapidly declined and David was faced with a slew of new responsibilities. As her primary caregiver, he needed to stay on top of her medical and financial needs. Throughout all these new challenges, one hurdle scared him most — would Mom need to sell her home to qualify for Medicaid?

If Mom won’t be moving to a facility for the next five years, there are asset preservation steps you can take to ensure that her home will be protected. Seek legal advice to determine your options.

Medicaid New Jersey

What are Qualified Income Trusts in the State of NJ? And How Can They Help with Medicaid Eligibility?*

Post author By sps
Post date March 1, 2021

Are you running into an issue where Mom or Dad has an income that is higher than the Medicaid income limit yet insufficient to cover their skilled nursing facility bill? Three letters, Q-I-T may be the answer to this problem.

A QIT otherwise known as a Qualified Income Trust or Miller Trust is a program that allows for Medicaid eligibility specifically for seniors with a high income. It is a trust funded solely for the purpose of Medicaid eligibility with income above the institutional limit- $2,523 in 2022 and fluctuating yearly depending on any federal cost of living adjustments (COLA).

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Medicaid 101: An Dictionary of Common Medicaid Terms

Post author By sps
Post date February 22, 2021

Does a simple Google search for Medicaid guidance feel like gibberish? That is a common sentiment echoed by people like you who are looking for a clear understanding of Medicaid.

The following article provides a brief explanation of various Medicaid terms without going into the finer details. These explanations should be used as a basic reference; they are in no way intended as financial or legal advice. Senior Planning Services can assist you with a more in-depth understanding.

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Prepaid Funerals & Medicaid: All You Need to Know

Post author By sps
Post date February 12, 2021

Funeral planning is never on the top of anyone’s to-do list; however, many seniors are unaware that prepaying for their funeral arrangements is one of the expenses that Medicaid allows as part of spend-down. The Department of Human Services recognizes that Medicaid asset requirements ($2,000 in many states) don’t leave beneficiaries with the available funds to have their end-of-life wishes honored without becoming a burden to others. Setting up a prepaid funeral also has the added benefit of locking into current rates even if the price goes up.

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Seniors and unsafe driving